How to use Budget Mate
The easy household budgeting tool
Are you fed up with your household income being swallowed up by bills every month? We know how that feels.
We developed Budget Mate because we’d lost control of our finances. Our debt kept growing and every time we spent money, our stress grew too.
Budget Mate is an easy household budgeting tool that helps you pay off your debt and start saving.
We trialled it over 4 years and shared it with some of our friends. It worked so well for all of us, we want to share it with you too.
How does Budget Mate work?
Like all budgets, you need to prepare your list of bills and outgoings–prioritise your essential items like mortgage, rent, food and utilities.
Create your Budget Mate account with a secure user name and password.
Enter your list of bills and outgoings to create a Budget Mate expense account for each one–your budget plan is complete.
Input your bank account and credit card balances, and your credit limit.
Enter your income and watch as the program disperses it across all your expenses at the push of a button.
All you need now is a few minutes each day to update your income or outgoings.
Every time you have a buying decision – check Budget Mate first and you can see what money you have available.
Why Budget Mate is the simple budgeting solution :
Set up your budget plan once–edit it whenever your circumstances or goals change
You only need one bank account and one credit card – you can simplify your finances
Access Budget Mate from any device – phone, tablet, laptop or desktop
Update your transactions in a few minutes a day – quick and easy to maintain and track
Enter your income amount and watch Budget Mate disperse it across all your expenses at the push of a button – it’s quick and accurate with no risk of data entry errors
Check your financial position at a glance – no more accidental overspending
Take the guesswork and emotion out of spending decisions because the money is either there – or it isn’t. If it’s not there, you can’t make the purchase – no arguments
Use the bank’s money for free but avoid credit card interest – pay for your living costs with your credit card but clear the balance each month
Choice of 2 subscriptions
Free subscription with a maximum of 10 expense accounts
Paid premium subscription with unlimited expense accounts
The Best Price For You
- 10 Virtual Accounts
- 12 Months Statement History
- Unlimited Expense Accounts
- Unlimited Statement History
- Blog Access – Tips & Tricks
- Email Support
Budget Mate features to simplify your money management
No one wants to spend hours each day managing their budget – these features make updating your income and outgoings each day quick and easy.
See exactly how much money you have itemised in each Budget Mate expense account – the total in this column will equal what is in your bank account.
- Adjust your income and budget plan
- Add and delete expense accounts
- Transfer excess money from one expense account to another
logs all the information you enter into either your Bank Account or your Credit Card Account – so you can refer back to it at any time.